Information about this website and who we are

At Sparky Media PC we are committed to protecting and respecting your privacy. Please read the following carefully to understand our views and practices regarding your personal data and how we will manage the information we require, how we store it, how we use it, what we do with it and your rights

The Data Controller and Data Processor is Sparky Media PC. Data Protection Number: ZA450582.

Choicehomeownerloans.co.uk is a trading style of Sparky Media PC.

Sparky Media PC is registered in Jersey. Registered number: 124319. Registered Office: PO Box 264, Forum Four, Grenville Street, St. Helier, Jersey, JE4 8TQ.

Sparky Media PC, Data Protection Number ZA450582, Sparky Media PC FCA Registration Number:791862. Sparky Media PC is an Appointed Representative of firm registration number 774068 who is authorised and regulated by the Financial Conduct Authority (FCA).

This privacy policy falls under the General Data Protection Regulation (GDPR) and explains how we use any personal information we collect about you when you use this website.

Topics:

• What information do we collect about you?
• How will we use the information about you?
• Our Partners
• Marketing Access to your information and correction
• Cookies Other websites
• Changes to our privacy policy
• How to contact us

What information do we collect about you?

We collect information about you when you register with us or place an order for products or services. We also collect information when you voluntarily complete customer surveys, provide feedback and participate in competitions. Website usage information is collected using cookies.

How will we use the information about you?

We collect information about you to process your application, to email you about other products and services we think may be of interest to you. We use your information collected from the website to personalise your repeat visits to our website. If you agree, we shall pass on your personal information to our partners to offer you products or services you have specifically enquired about. Sparky Media PC will not share your information for marketing purposes with companies outside of this. In processing your application, we may send your details to, and also use information from credit reference agencies and fraud prevention agencies.

Our Partners

To ensure your application is dealt with by an industry specialist we have partnered with.

Fluent Money www.fluentmoney.co.uk

Norton Finance www.nortonfinance.co.uk/

Freedom Finance freedomfinance.co.uk 

Accepted Money www.accepted.money

The Loans Engine www.theloansengine.co.uk

Your Mortgage Decisions www.yourmortgagedecisions.com

Oplo – https://www.myoplo.co.uk/

Pepper Money – https://www.pepper.money/

West One – https://www.westoneloans.co.uk/

United Trust Bank – https://www.utbank.co.uk/

Equifinance – https://www.equifinance.co.uk/

Spring – https://www.creditspring.co.uk/

Norton – https://www.nortonfinance.co.uk/

Evolution Money – https://www.evolutionmoney.co.uk/

Selina Finance – https://www.selinaadvance.com/

Natwest – https://www.natwest.com/

Together – https://togethermoney.com/

Central Trust – https://www.centraltrust.co.uk/

Mercantile – https://www.mercantile.co.za/

Aldermore – https://www.aldermore.co.uk/

Nationwide – https://www.nationwide.co.uk/

Marketing

We would like to send you information about products and services of ours and other companies in our group which may be of interest to you. If you have consented to receive marketing, you may opt out at a later date. You have a right at any time to stop us from contacting you for marketing purposes or giving your information to other members of the Sparky Media PC. If you no longer wish to be contacted for marketing purposes, please click here.

Access to your information and correction You have the right to request a copy of the information that we hold about you. If you would like a copy of some or all of your personal information, please email or write to us at our listed address. We want to make sure that your personal information is accurate and up to date. You may ask us to correct or remove information you think is inaccurate.

If you wish to remove your details completely, please click here.

Cookies

Cookies are text files placed on your computer to collect standard internet log information and visitor behaviour information. This information is used to track visitor use of the website and to compile statistical reports on website activity. For further information visit www.aboutcookies.org or www.allaboutcookies.org. You can set your browser not to accept cookies and the above websites tell you how to remove cookies from your browser. However, in a few cases some of our website features may not function as a result.

Your financial data

Any Financial Data we take from you will only be temporarily stored and will be deleted once any financial transactions have been completed.

IP addresses

We may collect information about your computer, including where available your IP address, operating system and browser type, for system administration. This statistical data about our users browsing actions and patterns does not identify any individuals.

This information may help us to improve our site and to deliver a better and more personalised service

Other websites

Our website contains links to other websites. This privacy policy only applies to this website so when you link to other websites you should read their own privacy policies.

Your concerns

By post:

Sparky Media PC
PO Box 264
Forum Four
Grenville Street
St. Helier
Jersey
JE4 8TQ

By email:[email protected]

We will try to reply to your email address unless we need to refer to confidential information or enclose copies of important documents, in which case we will contact you by post.

Timescales

We will do our best to resolve your complaint immediately. Failing that, we always aim to resolve your complaint by the following day.

Sometimes it may take longer to fully investigate your concerns. Where this is the case, this is what we will do:

• • We will send you a written acknowledgement of your complaint as promptly as possible.
  • We will inform you of the name of the person handling your complaint and the reason it is taking longer and when you can expect a full response.
  • If your complaint will take longer to investigate, we aim to find a solution as soon as we can. If we are unable to do so, we will write explaining what is happening and when we expect to resolve your complaint.
  • After eight weeks we will send you a final response or a thorough progress report.
  • We will keep you informed of what is being done to resolve your concerns at every step.

We aim to resolve complaints as quickly as possible and to your complete satisfaction. If, for whatever reason, you are unhappy with the response from us please get in touch directly with the person handling your complaint. They will then agree the next steps with you.

Independent Review of your Complaint

If you remain dissatisfied, you can request a free independent review from the Finance Ombudsman Service. They can be contacted;

By Post: The Financial Ombudsman Service Exchange Tower, Harbour Exchange, London, E14 9SR

By phone: 0800 023 4567

By email: [email protected]

Website: www.financial-ombudsman.org.uk

Changes to our privacy policy

We keep our privacy policy under regular review and we will place any updates on this we b page. This privacy policy was last updated on 2nd January 2020.

How to contact us

Please contact us if you have any questions about our privacy policy or information we hold about you: [email protected] or write to us at our listed address.